Bermuda Healthcare Liability

Our Bermuda Healthcare Liability team provides tailored excess liability coverage for large hospitals and medical systems with complex risk profiles.

Report or discuss a claim

Our Bermuda-based Healthcare Liability practice offers third-party excess liability coverage for large hospitals, medical centers, and hospital systems.

Coverage features

Target clients

We target sophisticated purchasers who assume a large portion of their own risk, practice strong clinical risk management and claims management, purchase large limits, and can provide either direct insurance or reinsurance to captive insurance companies. We, like our clients, value long-term relationships.

  • Multi-hospital systems
  • Academic medical centers
  • Pediatric and other specialty hospitals

Capacity

  • US $25m capacity

Target attachment

  • Attachment points and programs customized for each client

Coverage features

  • Affirmative punitive damages covered
  • Follow form or stand-alone excess
  • Risk mitigation recognition program

Submission requirements

  • Signed application
  • Minimum of 10 years of historical ground up, uncapped, individual loss data
  • 10 years of prior exposure data
  • Audited financial statements including captive or self-insured trusts
  • Description of claims, quality and risk management departments
  • Latest actuarial study
Experts

Our Bermuda Healthcare Liability team comprises experienced industry specialists

Our Bermuda products

Our experienced Bermuda-based insurance professionals serve insureds ranging from mid-sized companies to the largest multinational corporations.