Primary Casualty – E&S

Our Primary Casualty – E&S team brings significant expertise and deep-seated relationships with select appointed wholesale brokers.

Report or discuss a claim

We offer meaningful in-house capacity, a consistent underwriting approach, timely and efficient turnaround, and a seasoned claims team.

Coverage features

Target classes

We serve clients from the following industries. 

  • Manufacturers and distributors – industrial and consumer products.
    • Industrial: construction machinery and equipment, appliances, textiles, building materials, furniture and fixtures, raw materials, food, transportation parts and equipment.
    • Consumer: appliances, tools, textiles/clothing, furniture, leisure/sporting goods, toys, electronics, household foods.
  • Hospitality – bars, taverns, restaurants, nightclubs, hotels/motels, casinos, and resorts (including liquor and A&B exposures).
  • Construction – wraps, project-specific, owners’ interest, and practice policies.
    • General contractors and developers will be considered for commercial building construction, infrastructure, and residential (commercial-grade).
    • Practice policies for general contractors and trade contractors (residential varies by class and territory).
  • Real estate – commercial and premises.
  • Mercantile – mid-to-large retail and wholesale operations including department stores, supermarket chains, health clubs, and other main street operations.

Capacity and minimum premiums

  • $1M per occurrence/$2M general aggregate/$2M products aggregate for most risks
  • Higher limits available on select products and construction risks
  • Minimum policy premiums start at US $50,000 and vary by class of business or territory

Distribution

Dedicated wholesale distribution through select appointed brokers

Policy forms

  • Latest ISO Commercial General Liability forms
  • Occurrence or claims-made basis
  • Manuscript endorsements tailored to address specific needs and company-specific forms

Underwriting highlights

  • Non-admitted A+ (XV) rated paper
  • In-house claims service with dedicated claims representatives
  • Deductibles up to $25,000 available
  • SIR’s of $25,000 and up
Experts

Get in touch with our Primary Casualty – E&S experts in the US.