Excess Casualty E&S

Our seasoned Excess Casualty – E&S team applies significant expertise and creativity to complete placements.

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Leveraging our relationships with appointed wholesale brokers, we provide meaningful capacity, a consistent underwriting approach and timely coverage and claims responses.

Coverage features

Capacity

  • Excess capacity up to US $25m at appropriate attachment points - generally deploying US $10m - US $15m
  • Lead limits up to US $5m
  • Ability to participate in quota share layers

Admitted and non-admitted options

  • Admitted (Licensed in most states): Endurance American Insurance Co.; Endurance Risk Solutions Assurance Co.
  • Non-Admitted: Endurance American Specialty Insurance Co.

Target classes

Broad appetite including but not limited to:

  • Construction (practice coverage and project specific coverage, including wrap-ups, New York construction)
  • Real estate (no lead excess layers on habitational risks)
  • Hospitality (bars, restaurants, hotel/motel)
  • Manufacturing, including products (tobacco and pharmaceutical are excluded classes)
  • Energy including contractors (no offshore exposure/ no over-the-hole exposures)
  • Sports teams, leagues, and venues

Underwriting capability

  • Excess liability and umbrella forms are available
  • A wide variety of endorsements available to tailor coverage as needed
  • Exceptional financial strength (group rating of A+ from A.M. Best in XV size category and A+ from Standard & Poor’s)
  • Admitted and non-admitted options*

 

* Endurance American Insurance Company and Endurance Risk Solutions Assurance Co., operating subsidiaries of Sompo International Holdings Ltd., are our admitted companies, providing excess liability coverage in most states.

Claims capabilities

  • In-house claims professionals with extensive experience in handling excess casualty claims work in close partnership with our underwriters
  • Responsive claims handling and real-time risk analytics  to assist in portfolio management
  • Claims professionals who are leaders in their field, actively contributing to industry associations such as CLM, DRI, IACP and RIMS 

Submission information

  • Cover letter with target pricing
  • Completed ACORD 125 application and relevant sub-sections for CGL and Excess
  • Website address
  • Applicable supplemental questionnaires (contractor, products, etc.)
  • Loss history: five years of currently-valued loss experience along with large loss detail ($25,000 threshold)
  • Named underlying carriers (must be A.M. Best rated A- VII or better)
Experts

Our seasoned Excess Casualty – E&S team applies significant expertise and creativity to complete placements.

Downloads and resources

We provide insurance solutions that cater to every construction phase, from design to occupancy. Our commitment is to put our clients at the center of everything we do so they can focus on what they do best - designing, building, and developing.

Need detailed claims history?

Use the form to request loss run information for your policy or client. Please provide as much detail as possible to help us locate the correct records and process your request efficiently. Once submitted, our team will review your request and respond as soon as possible.

Loss run information request