Environmental insurance

Custom-tailored environmental insurance products that provide financial and operational security for North American clients, specializing in construction, development projects, and operational exposures.

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We offer custom-tailored environmental insurance products that provide financial and operational security for companies of all sizes across North America.

Companies face significant environmental exposures from existing and emerging conditions affecting their properties and construction projects. Our North America Environmental team provides risk transfer solutions for environmental and professional exposures, specializing in construction, development projects, and operational exposures.

With a collaborative approach, empowered underwriters and superior client service, Sompo has the expertise to deliver sophisticated and customized insurance solutions for our clients’ environmental exposures. Our dedicated underwriters, loss control and claims professionals have decades of experience in the industries we serve and bring deep expertise to each account. 

Coverage features

We offer products on a primary and excess basis for facility owners, operators, and contractors.

Product Target classes Coverage features

Contractors Pollution Professional Liability (CPPL) 

  • Environmental contractors, professionals and consultants
  • Specialty and trade contractors
  • Industrial contractors
  • General contractors
  • Construction managers

Our CPPL policy is available on a practice or project specific basis and is customizable to meet our Insured’s specific environmental and professional needs. Coverage offerings include: 

  • Protective professional
  • Mitigation of loss
  • Public relations expenses
  • Non-owned disposal sites
  • Pollution coverage including mold on a claims made or occurrence basis

Owners Site Environmental Impairment Liability (OSEIL)

  • Manufacturing, warehouse, assembly
  • Property owners
  • Real estate portfolios
  • Real estate development
  • Operational or transaction-based programs

Our OSEIL product can accommodate operational site risks for facility owner or operators, transaction-based programs, or project-specific risks for owners. It can be easily customized to each client’s specific coverage needs.

  • First- and Third-Party Coverage for pollution conditions, new and pre-existing conditions
  • Non-owned disposal sites
  • Biological agents
  • Project-specific pollution and protective
  • Business interruption
  • Transportation
  • Public relations expenses
  • Owner controlled Insurance program (OCIP)
  • Protective professional for project owners

Follow form Excess Liability

Our follow form Excess Liability policy is designed to address our clients’ need for additional capacity.  This policy sits over the client’s primary or excess environmental placements and provides seamless coverage at any layer in the tower.

Why choose Sompo for enviromental insurance?

Our multi-disciplinary specialty team delivers across our full product capability and our approach is to forge a long-term holistic trading partnership with each account.

We are committed to providing our clients with:

  • Experienced underwriters and operations teams with expertise in developing, implementing and servicing environmental insurance programs
  • Loss control support, specializing in evaluating exposures and emerging issues
  • Dedicated in-house claims staff with strategic partnerships with outside counsel specializing in environmental claims.
Experts

For more information and to discuss how we can help with your Environmental risk management needs, speak to our experts.

Environmental risks know no borders

Are you looking for environmental coverage that spans borders and continents? Speak to our Multinational experts about a convenient, consistent approach to accessing global coverage that is compliant with local regulations.