Technology

Those companies that provide a service:

• Software
• IT consultants
• Computer programmers
• Digital transformation services
• Managed service provider’s
• CRM’s (Client Relationship Management)
• ERP (Enterprise Resource Planning)
• Data centres
• Cloud or hosting services
• Digital copying services
• Games developers

Those companies that provide an electronic product:

• Computer peripherals
• Electronic components
• CCTV
• Audio visual equipment
• Communications equipment
• Lighting
• Building management systems
• Scientific instrumentation
• Computer chips
• Broadcasting equipment
• Control systems
• Robotics
• Electronic office equipment

Telecommunication companies:

• Telephone resellers
• Voice Over Internet Protocol (VOIP)
• Network services
• Broadband providers
• Internet service providers

Professional Indemnity:

• Civil liability wording including breach of contract
• Provides cover for both products and services
• Includes carve back for bodily injury and property damage arising from provision of a service
• Infringement of Intellectual property rights
• Media liability
• Worldwide jurisdiction as standard

First Party Cyber:

• Breach costs as a result from of privacy or network security event
• Business Interruption arising from a system failureof your own IT system or that of an IT provider
• Digital asset loss
• Cyber extortion threat
• Cyber crime where loss caused by system fraud or social engineering

Third Party Cyber:

• Privacy and network security
• Advertising liability from your own website or social media

Property:

• Material damage
• Business interruption
• Machinery & computer breakdown

Casualty:

• Public liability
• Products liability
• Pollution liability
• Employers’ liability

We also provide Excess Professional Indemnity or Cyber over a competitors technology wording.

Maximum capacity:

• Property £200M
• Casualty £10m
• Professional indemnity £10m
• Cyber £5m